Built for the Caribbean. Spent anywhere in the world.

Your Caribbean financial passport, finally.

Open a USD, EUR, and GBP account from anywhere in the Caribbean. Spend online with a virtual Visa card. Send, receive, and hold USDC and USDT — all in one app.

Available across the Caribbean
+21
W Wam Global
4821  9043  ••••  2301
JORDAN CHARLES
12/29 · CVC •••
VISA
$ USD
EUR
£ GBP
USDC
USDT
Virtual Visa card

Spend online, anywhere Visa is accepted.

A free virtual card funded directly from your USD balance. Stream, shop, subscribe — pay in dollars without the currency surprises.

  • Instant issueGet your card in seconds, right after verification. No waiting for mail.
  • Freeze with one tapLost the phone? Lock your card and all transactions stop immediately.
  • Real-time notificationsSee every swipe the moment it happens, with a clean receipt in-app.
  • Set your own limitsDaily and monthly spend caps, plus merchant-category controls.
W Wam Global
4821  9043  ••••  2301
JORDAN CHARLES
12/29 · CVC •••
VISA
Multi-currency accounts

Three accounts, one passport.

Real routing details in the US, UK, and Europe — in your own name. Receive from any of them, hold, convert, and spend without ever touching a local bank.

USD · United States
Dollar account
Account••• 2301
Routing021 000 089
TypeChecking
ACH · Wire · Zelle
EUR · Eurozone
Euro account
IBANBE•• 5390 •••• 4217
BICTRWIBEB1XXX
TypePersonal
SEPA · SWIFT
GBP · United Kingdom
Pound account
Account••• 8842
Sort code23-14-70
TypeCurrent
FPS · CHAPS · BACS
On-chain wallets
Stablecoin address
USDCUSDT
NetworksEthereum · Polygon · Base · Tron · Solana
Deposit address0xA3f2…7B1e
Settlement1–3 minutes
Fund from anywhere

Four corridors, one balance.

Bring money in the way that actually works for you — an ACH from a US employer, an FPS from a UK bank, a SEPA transfer from Europe, or USDC straight from your wallet.

ACH · US

Direct deposit

Get paid by US employers straight to your Wam USD account. Payroll, freelance, marketplace payouts.

Settles in 1–2 days · Free
FPS · UK

Faster payments

Receive from any UK bank account using your sort code and account number. Instant in most cases.

Settles in seconds · Free
SEPA · EU

Euro transfers

Accept payments from 36 European countries with your IBAN. One-off or recurring.

Settles in 1 business day · Free
On-chain · USDC/USDT

Stablecoin deposit

Send USDC or USDT from any wallet or exchange. Auto-converts into your USD balance.

Settles in 1–3 min · Network fee only
Convert & send home

Turn dollars into home currency, in seconds.

Move between USD, EUR, GBP, USDC, and USDT at competitive, transparent rates. Send money home to Wam users in Trinidad & Tobago with a tap.

No screenshots. No back-and-forth.

Pay a cousin in Port-of-Spain, top up a student in London, or cash out your stablecoin balance — one app handles the whole flow.

  • Transparent mid-market rates
  • No wire fees between Wam users
  • TTD payouts to any Wam handle
You send
$500.00
USD
They receive
TT$3,390.00
TTD
1 USD = 6.78 TTDFee · $0.00
Send TT$3,390
Supported countries

Open from anywhere in the Caribbean.

If your ID is from one of these countries, you can open a Wam Global account. More corridors coming every quarter.

Trinidad & Tobago
Jamaica
Barbados
Bahamas
Guyana
Suriname
Grenada
Saint Lucia
St. Vincent & the Grenadines
Dominica
Antigua & Barbuda
St. Kitts & Nevis
Belize
Dominican Republic
Haiti
Cuba
Puerto Rico
Cayman Islands
Bermuda
Anguilla
British Virgin Islands
Montserrat
Turks & Caicos
Aruba
Curaçao
How it works

Three steps. That's it.

Designed to be the simplest onboarding in the Caribbean. Most people are spending within the hour.

1

Verify your ID

Snap a photo of your passport or national ID and a quick selfie. We verify on the spot — no paperwork, no branch visits.

2

Open your accounts

USD, EUR, and GBP accounts activate automatically. You also get a USDC and USDT deposit address across five networks.

3

Fund and go

Receive a payroll ACH, a FPS from a friend, a SEPA transfer, or USDC on-chain. Then spend with your virtual Visa card.

Security & regulation

Your money is protected.

Wam operates under licenses from the Central Bank of Trinidad & Tobago, and partners with regulated US and European banking infrastructure to hold your funds.

Licensed E-Money Issuer

Regulated by the Central Bank of Trinidad & Tobago as a Payment Service Provider.

Funds held at US banks

USD balances are held in segregated accounts at FDIC-insured US banking partners.

Biometric login, by default

Face ID, fingerprint, and step-up auth on every outgoing payment.

Questions

Good to know.

Who can open a Wam Global account?

Anyone with a valid ID from one of our 25 supported Caribbean countries, listed above. You don't need a US bank account, a US address, or proof of US residency.

Is the USD account real, with its own routing number?

Yes. You get a US checking account with a unique account and routing number in your name. It works with ACH, domestic wires, Zelle, and most US payroll systems.

How does the virtual Visa card work?

It's issued the moment your account is verified. You can add it to Apple Pay or Google Pay, spend online wherever Visa is accepted, and freeze it instantly from the app.

Which stablecoins and networks do you support?

USDC and USDT across Ethereum, Polygon, Base, Tron, and Solana. Deposits auto-convert into your USD balance and show up in your Wam account in 1–3 minutes.

What does it cost?

Opening an account and getting a virtual card is free. Funding via ACH, FPS, and SEPA is free. On-chain deposits only charge the network gas fee. Conversions use mid-market rates with a transparent spread shown up-front.

Can I send money home to Wam users?

Yes — any Wam Global account can send to a Wam handle in Trinidad & Tobago for free. Recipients get TTD instantly in their existing Wam wallet.

One wallet. Every currency that matters.

Sign up in minutes. Claim your Wam handle. Spend the same day.

Open your account